What is Merchant Cash Advance?

Universal Cash Fund gives you an opportunity to leverage the greatest untapped asset you have… your future sales! The concept is simple. Universal Cash Fund will pay you for your future credit card transactions up front. As transactions roll in we get paid back with a small fixed % of those daily Credit Card receipts….

  • Fast & Guaranteed Approval Regardless of Credit.
  • Been in business for 3 months? We can get you money!
  • No application fees or any start-up costs.
  • Call us at 1-800-997-2481 or fill out the Apply Online form.

How Merchant Cash Advances Differ from Business Loans?

Merchant Cash AdvanceUnlike traditional business loans, business cash advances are based on merchants’ future credit card sales and do not require collateral or a personal guarantee. Our merchant advance program is available to businesses with good or bad credit. Because the cash advance is based on future credit card receivables, a good credit score is not required to be approved. Applying for a business cash advance takes just minutes and approval is typically granted in as little as 24 hours.

What can the money be used for?

Merchants are free to use the money from their cash advances for anything they want. Our cash advances don’t require a plan or that the funding is used for any specific purposes. Unlike other financing options available to businesses through banks and private lenders, the money can be used for absolutely anything. The merchant advance can be used for expansion or renovation, payroll, new equipment, business cash flow or anything you desire.

Does your business need cash fast?

Universal Cash Fund can provide funds in 7 days or less.
We are a leading provider of working capital to businesses on their future credit card processing sales. Universal Cash Fund is one of the only merchant cash advance providers in the country that can provide working capital on all credit card types including Visa, MasterCard, American Express, and Discover. Sell your future credit card transactions for cash today.

Concerned about your credit?

No problem. Universal Cash Fund has a 90% approval rate. Business with bad credit – OK.

Looking for Business Funding?

When businesses need cash, we provide an alternative to a small business loan with our business cash advance program.